SSL
(pronounced as separate letters) Short for Secure Sockets Layer, a protocol developed by Netscape for transmitting private documents via the Internet. SSL uses a cryptographic system that uses two keys to encrypt data − a public key known to everyone and a private or secret key known only to the recipient of the message. Both Netscape Navigator and Internet Explorer support SSL, and many Web sites use the protocol to obtain confidential user information, such as credit card numbers.By convention, URLs that require an SSL connection start with https: instead of http:. Another protocol for transmitting data securely over the World Wide Web is Secure HTTP (S-HTTP). Whereas SSL creates a secure connection between a client and a server, over which any amount of data can be sent securely, S-HTTP is designed to transmit individual messages securely. SSL and S-HTTP, therefore, can be seen as complementary rather than competing technologies. Both protocols have been approved by the Internet Engineering Task Force (IETF) as a standard. Also see SSL: Your Key to E-commerce Security in Webopedia's "Did You Know...?" section.
A shopping cart is a piece of software that acts as an online store's catalog and ordering process. Typically, a shopping cart is the interface between a company's Web site and its deeper infrastructure, allowing consumers to select merchandise; review what they have selected; make necessary modifications or additions; and purchase the merchandise.
Shopping carts can be sold as independent pieces of software so companies can integrate them into their own unique online solution, or they can be offered as a feature from a service that will create and host a company's e-commerce site. digital certificate
An attachment to an electronic message used for security purposes. The most common use of a digital certificate is to verify that a user sending a message is who he or she claims to be, and to provide the receiver with the means to encode a reply.
An individual wishing to send an encrypted message applies for a digital certificate from a Certificate Authority (CA). The CA issues an encrypted digital certificate containing the applicant's public key and a variety of other identification information. The CA makes its own public key readily available through print publicity or perhaps on the Internet.
The recipient of an encrypted message uses the CA's public key to decode the digital certificate attached to the message, verifies it as issued by the CA and then obtains the sender's public key and identification information held within the certificate. With this information, the recipient can send an encrypted reply.
The most widely used standard for digital certificates is X.509.
Also see SSL: Your Key to E-commerce Security in Webopedia's "Did You Know...?" section. Anatomy of a Credit Card Transaction: The Basics
For a bigger understanding of a credit card transaction, the consequent is a step-by-step breakdown: from the customer making a purchase using ECmerchant to the merchant receiving an authorization on the value request. This not only shows who is involved in this path , however it will highlight some considerations in choosing an Internet value supply and establishing a merchant credit card account.
Once the merchant account is in settle with an acquiring financial school the merchant will desire to understand how money will be moved from the customers' accounts to the merchant account. The best path to appreciate how an Internet merchant gets paid is to follow a typical credit card transaction path . Fully automated from end-to-end, in most cases it takes just seconds to entire.
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1. A customer visits a web site, using average web browser software,
and fills her ECmerchant shopping cart.
2. The customer and ECmerchant exchange details online regarding addresses, delivery and final value.
3. ECmerchant then displays the 'BUY' button to the customer, and a transaction is initiated.
4. The customer clicks the 'BUY' button, prompting ECmerchant to mail and electronic invoice.
5. ECmerchant provides transaction details in a form or the shopper's browser automatically opens her online wallet, allowing her to select a value instrument.
6. An encrypted charge value message is sent to ECmerchant.
7. When the server software receives the value message, it adds merchant identification data.
8. The value request is encrypted and forwarded to gateway server hosted by an ECommerce value supply corporation.
9. The gateway server decrypts the message and authenticates customers' data and merchant validation.
10. A message is sent over secure, private financial networks to the merchant's bank or authorized processor requesting charge approval.
11. Once the request is processed, a positive or negative response is sent back to ECmerchant and on to the customer.
12. If the transaction is authorized, a digital receipt is delivered, and the transaction is entire and captured.
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